Posts

The 12 Years Between Early Retirement in 2030 and My Pension in 2042: The Most Vibrant Blank Slate of My Life

Image
 Hello. I am a blogger who shares records of my investments and life.  In my last post, I shared the core framework of my portfolio. Today, based on that system, I would like to share a concrete milestone of the future I am heading toward: the '12 years' between my early retirement in 2030 and receiving my personal pension. Some might look at these 12 years of no traditional salary in my mid-40s as an 'anxious gap.' For me, however, this time is a brilliant opportunity to break free from the fixed mold and reclaim absolute ownership of my life. Instead of commuting like a pendulum, I plan to fill my days reading and writing every morning, learning cooking and sports, and experiencing a completely new world. Of course, this freedom is not based on blind optimism; it is possible because of a thoroughly calculated, 'simple system.' Withdrawing 3 Million Won a Month: Can It Really Last 12 Years? At the center of my plan is the capital that will be established u...
Post a Comment
Read more

The Weapon of Systematic Index Investing: Sleeping Soundly Despite Volatility

Image
 Many investors analyze charts every minute, attempting to beat market volatility. I will be honest: I have no interest in trying to beat the market. My personality is simply not built for the adrenaline rush of tracking volatile tickers. Instead of attempting to master volatility, I chose to build a system that allows me to sleep soundly through it. For me, systematic index investing is not just a strategy; it is a fortress that protects my family's future on the vast, unpredictable waves of the market. Philosophy: S&P 500, NASDAQ, and TDF Some might ask, "Why such a specific blend?" My allocation isn't arbitrary; it is a blueprint built on conviction. The Core - S&P 500: The backbone of my portfolio. I believe firmly in the historic, long-term upward trajectory of the 500 most powerful companies in the US economy. The Catalyst - NASDAQ 100: Serving as a "side-dish," I add NASDAQ 100 to inject growth potential into my core, balancing stabilit...
Post a Comment
Read more

Maybe I Can Really Retire" — 2026 Mid-Year Portfolio Review and a Father's Reflection

Image
 Many salary earners sigh on payday, watching their hard-earned money immediately vanish into bills. For me, however, the 25th of every month is a "day of ritual"—a day dedicated to injecting capital toward future economic freedom. Although this blog remained quiet for a year, my wealth-building engine never missed a beat. I strictly control my personal spending and mechanically inject approximately $2,100 (2.9M KRW) into my systematically structured accounts every month. My golden rule is simple: "Buy first, live on the rest." Fortunately, as a dual-income couple, my spouse covers our living expenses, allowing my income to serve purely as a capital growth engine. The $2,100 Monthly Automation System (1H 2026 Status) My payday ritual follows predefined allocation ratios. As of the end of the first half of 2026, here is the blueprint of my wealth baskets: Taxable Brokerage Account (Allocation: ~$720/mo): My main vehicle for liquidity, currently holding SPYM an...
Post a Comment
Read more