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Conditions for Success in Long-Term US ETF Investing (How to Close the Charts and Focus on Real Life)

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 Hello. As long-term investing in US ETFs has become a major trend, many people have started buying the S&P 500 or NASDAQ 100. However, many investors around me complain that long-term investing is the most tedious and difficult thing in the world. They constantly open their smartphones to check the fluctuating red and blue charts, and their hearts drop at the slightest market tremor—falling into a state of stock addiction. If long-term US ETF investing feels boring or anxious to you right now, it is time to check your "lifestyle routine" rather than your investment method. Looking forward to early retirement in 2030, I would like to share my own solid conditions for investment success. Walking with Your Smartphone Left Behind: A Shield Against Impulsiveness The reason most investors lose their composure when the market fluctuates is that they are endlessly staring at the charts. When the charts go up, it feels great, but when they start to plunge, the human brain is...
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Why I Sleep Soundly Even During an S&P 500 and NASDAQ 100 Market Crash

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 Hello. When investing, everyone eventually faces moments when the market fluctuates wildly between red and blue. In particular, when the S&P 500 and NASDAQ 100 indices—the core of the global economy—plummet day after day and the news is flooded with terrifying headlines of a "market crash," it is natural for many investors to feel anxious. Since I have buried my retirement assets in this index investment system, people around me often ask if I feel nervous when the market shakes so violently, and what my strategy is to handle it. Whenever they ask, I always give them a calm, simple response: "There is absolutely nothing I can do about it. So, I just turn off the app and live my daily life." Why I Don't Open the App: Silence That Defeats Impulse When the market crashes, the very first thing I do is refrain from opening my brokerage app on my smartphone. If you sit and stare at a blue chart plunging second by second, even the most rational person can bec...
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How to Live a Day Without a Fixed Mold: The Power of Routine

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 Hello. In my last post, I discussed the specific numbers of the compounding withdrawal system that will sustain the 12-year gap after my retirement in 2030. Once you have built a reliable pipeline, the next question to consider is: "What will I fill that free time with, which the system has gifted me?" Some fear that when the structure of a company disappears, their daily life will easily crumble. A 24-hour blank slate with no set clock-in time and no supervisor directing you can feel surprisingly daunting. However, within that immense freedom, I plan to seamlessly carry forward the 'solid routines' that already anchor my life today. 6:00 AM: The Most Familiar Start That Grounds Me Even when the morning of my first day of retirement in February 2030 dawns, my day will begin at 6:00 AM, just as it always has. Even now, I wake up at 6:00 AM every single day to meditate and go for a walk while plogging—picking up litter around my neighborhood. Upon returning, I ti...
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